{"id":5686,"date":"2020-08-16T22:11:15","date_gmt":"2020-08-16T16:41:15","guid":{"rendered":"https:\/\/whitesight.net\/?post_type=product&#038;p=5686"},"modified":"2023-08-16T15:02:16","modified_gmt":"2023-08-16T09:32:16","slug":"starling-bank-deep-dive","status":"publish","type":"product","link":"https:\/\/qistaging.com\/whitesight\/reports\/starling-bank-deep-dive\/","title":{"rendered":"Starling Bank | Neo-Bank Strategy Deep Dive"},"content":{"rendered":"<ul>\n<li><strong>Resurgence in COVID times<\/strong>: Starling Bank is adding a new account\u200d\u2696\ufe0f every 35 seconds \u23f0 . It has opened more than 1.5 million accounts (1.25 Mn retail accounts and almost 0.2 Mn business accounts). In July 2020, Starling holds more than \u00a33bn of deposits.<\/li>\n<li><strong>Lending and SME focus<\/strong>: Since November 2019, Starling Bank\u2019s loan book has grown 20X from \u00a354m to more than \u00a31bn. Lending under govt. backed guarantee schemes BBLS and CBILS ) on own books and in partnership with Funding Circle UK has driven this growth.<\/li>\n<li><strong>Customer Demographics<\/strong>: 78% of Starling\u2019s retail customers are based outside London in the UK. The same is true of Starling\u2019s SME customers, with 69% of businesses being registered outside of London.<\/li>\n<li><strong>Marketplace and BaaS<\/strong>: Starling has added 17+ partners in 2019 &amp; 2020 in its retail and SME marketplaces and the BaaS revenue stream seem to have grown 7X in 2019-20.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Explore Starling Bank\u2019s digital banking strategy in the UK across various aspects of its business model.<\/p>\n<p><\/br><br \/>\n<\/br><\/p>\n<p><em>Note: This version included analysis only up to FY 2020. For a new and updated version check out <a href=\"http:\/\/qistaging.com\/whitesight\/reports\/starling-challenger-bank-playbook\/\" target=\"_blank\" rel=\"noopener\"><strong>Starling\u2019s Challenger Bank Playbook 2023<\/strong><\/a><\/em><\/p>\n","protected":false},"author":70,"featured_media":3815,"comment_status":"open","ping_status":"closed","template":"","meta":[],"product_cat":[155,81],"product_tag":[152],"class_list":{"0":"post-5686","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-digital-finance","7":"product_cat-insights","8":"product_tag-deep-dive","9":"member-discount","10":"discount-restricted","12":"first","13":"instock","14":"downloadable","15":"virtual","16":"taxable","17":"purchasable","18":"product-type-simple"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Starling Bank | Neo-Bank Strategy Deep Dive - WhiteSight<\/title>\n<meta name=\"description\" content=\"Explore Starling Bank\u2019s digital banking strategy in the UK across various aspects of its business model.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qistaging.com\/whitesight\/reports\/starling-bank-deep-dive\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Starling Bank | Neo-Bank Strategy Deep Dive - 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