{"id":4302,"date":"2023-03-06T12:35:12","date_gmt":"2023-03-06T07:05:12","guid":{"rendered":"http:\/\/qistaging.com\/whitesight\/?post_type=product&#038;p=4302"},"modified":"2023-07-21T11:23:41","modified_gmt":"2023-07-21T05:53:41","slug":"the-state-of-open-finance-jan-feb-2023","status":"publish","type":"product","link":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/","title":{"rendered":"The State of Open Finance (Jan-Feb 2023)"},"content":{"rendered":"<p>The world of open banking is growing by leaps and bounds in the new year, with an ever-increasing number of players jumping on board to help build a more accessible and transparent financial landscape. With a surge in tailored payment offerings and a focus on optimising digital services for identification, verification, and enhanced data-sharing, open finance is bringing new relevance to the financial ecosystem.<\/p>\n<p>The State of Open Finance &#8211; Jan-Feb Roundup report takes a deep dive into these exciting developments, revealing the many regulatory and collaborative efforts that are propelling the industry towards the natural evolution from open banking to open finance. Uncover a string of notable events across various categories, including:<\/p>\n<ul>\n<li>Use case-based summaries of market trends. Use cases covered include personal and business finance management, customer onboarding, digital lending, and API deployment for enhanced data-sharing.<\/li>\n<li>Notable product launches and innovation using open data.<\/li>\n<li>List of notable funding rounds, mergers and acquisitions, and partnerships.<\/li>\n<li>Summary of global regulatory initiatives advocating open economies.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The financial industry started the new year with the groundbreaking approach of open finance \u2013 an innovative paradigm that has captivated banks, financial institutions, and non-banking players alike, who are all eager to explore new revenue models that can provide a more inclusive and transparent financial system. This shift is due in part to regulators who are re-evaluating their positions to enhance the user experience and provide value-added solutions, while also prioritising the accountability and data protection aspects that come with the use of open data.<\/p>\n","protected":false},"author":70,"featured_media":4690,"comment_status":"open","ping_status":"closed","template":"","meta":[],"product_cat":[81,140],"product_tag":[145,147,146],"class_list":["post-4302","product","type-product","status-publish","has-post-thumbnail","product_cat-insights","product_cat-open-finance","product_tag-global","product_tag-open-banking","product_tag-roundup","member-discount","discount-restricted","first","instock","featured","downloadable","virtual","taxable","purchasable","product-type-simple"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The State of Open Finance (Jan-Feb 2023) - WhiteSight<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The State of Open Finance (Jan-Feb 2023) - WhiteSight\" \/>\n<meta property=\"og:description\" content=\"The financial industry started the new year with the groundbreaking approach of open finance \u2013 an innovative paradigm that has captivated banks, financial institutions, and non-banking players alike, who are all eager to explore new revenue models that can provide a more inclusive and transparent financial system. This shift is due in part to regulators who are re-evaluating their positions to enhance the user experience and provide value-added solutions, while also prioritising the accountability and data protection aspects that come with the use of open data.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/\" \/>\n<meta property=\"og:site_name\" content=\"WhiteSight\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-21T05:53:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/03\/The-State-of-Open-Finance-Featured-Image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@WhiteSight_\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/\",\"url\":\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/\",\"name\":\"The State of Open Finance (Jan-Feb 2023) - WhiteSight\",\"isPartOf\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/#website\"},\"datePublished\":\"2023-03-06T07:05:12+00:00\",\"dateModified\":\"2023-07-21T05:53:41+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/qistaging.com\/whitesight\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"shop\",\"item\":\"https:\/\/qistaging.com\/whitesight\/?page_id=1405\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"The State of Open Finance (Jan-Feb 2023)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/#website\",\"url\":\"https:\/\/qistaging.com\/whitesight\/\",\"name\":\"WhiteSight\",\"description\":\"Fintech Research\",\"publisher\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/qistaging.com\/whitesight\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/#organization\",\"name\":\"WhiteSight\",\"url\":\"https:\/\/qistaging.com\/whitesight\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/#\/schema\/logo\/image\/\",\"url\":\"http:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/07\/WS_Logo_-for-White-BG-01.png\",\"contentUrl\":\"http:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/07\/WS_Logo_-for-White-BG-01.png\",\"width\":758,\"height\":495,\"caption\":\"WhiteSight\"},\"image\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/twitter.com\/WhiteSight_\",\"https:\/\/www.linkedin.com\/company\/whitesight\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The State of Open Finance (Jan-Feb 2023) - WhiteSight","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/","og_locale":"en_US","og_type":"article","og_title":"The State of Open Finance (Jan-Feb 2023) - WhiteSight","og_description":"The financial industry started the new year with the groundbreaking approach of open finance \u2013 an innovative paradigm that has captivated banks, financial institutions, and non-banking players alike, who are all eager to explore new revenue models that can provide a more inclusive and transparent financial system. This shift is due in part to regulators who are re-evaluating their positions to enhance the user experience and provide value-added solutions, while also prioritising the accountability and data protection aspects that come with the use of open data.","og_url":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/","og_site_name":"WhiteSight","article_modified_time":"2023-07-21T05:53:41+00:00","og_image":[{"width":700,"height":1024,"url":"https:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/03\/The-State-of-Open-Finance-Featured-Image.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@WhiteSight_","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/","url":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/","name":"The State of Open Finance (Jan-Feb 2023) - WhiteSight","isPartOf":{"@id":"https:\/\/qistaging.com\/whitesight\/#website"},"datePublished":"2023-03-06T07:05:12+00:00","dateModified":"2023-07-21T05:53:41+00:00","breadcrumb":{"@id":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/qistaging.com\/whitesight\/reports\/the-state-of-open-finance-jan-feb-2023\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/qistaging.com\/whitesight\/"},{"@type":"ListItem","position":2,"name":"shop","item":"https:\/\/qistaging.com\/whitesight\/?page_id=1405"},{"@type":"ListItem","position":3,"name":"The State of Open Finance (Jan-Feb 2023)"}]},{"@type":"WebSite","@id":"https:\/\/qistaging.com\/whitesight\/#website","url":"https:\/\/qistaging.com\/whitesight\/","name":"WhiteSight","description":"Fintech Research","publisher":{"@id":"https:\/\/qistaging.com\/whitesight\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/qistaging.com\/whitesight\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/qistaging.com\/whitesight\/#organization","name":"WhiteSight","url":"https:\/\/qistaging.com\/whitesight\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/qistaging.com\/whitesight\/#\/schema\/logo\/image\/","url":"http:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/07\/WS_Logo_-for-White-BG-01.png","contentUrl":"http:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2023\/07\/WS_Logo_-for-White-BG-01.png","width":758,"height":495,"caption":"WhiteSight"},"image":{"@id":"https:\/\/qistaging.com\/whitesight\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/twitter.com\/WhiteSight_","https:\/\/www.linkedin.com\/company\/whitesight\/"]}]}},"_links":{"self":[{"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product\/4302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/types\/product"}],"author":[{"embeddable":true,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/comments?post=4302"}],"version-history":[{"count":2,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product\/4302\/revisions"}],"predecessor-version":[{"id":4703,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product\/4302\/revisions\/4703"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/media\/4690"}],"wp:attachment":[{"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/media?parent=4302"}],"wp:term":[{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product_cat?post=4302"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/qistaging.com\/whitesight\/wp-json\/wp\/v2\/product_tag?post=4302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}