{"id":1395,"date":"2022-11-21T17:06:25","date_gmt":"2022-11-21T11:36:25","guid":{"rendered":"http:\/\/637b5d363fab7a9f12c9abe3"},"modified":"2023-07-19T17:11:58","modified_gmt":"2023-07-19T11:41:58","slug":"the-fintech-unbundling-of-sme-finance","status":"publish","type":"post","link":"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/","title":{"rendered":"The FinTech Unbundling of SME Finance"},"content":{"rendered":"When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. Where do early-stage startups, e-commerce merchants or online creators fit in that picture? Aren\u2019t they also SMEs? The simple answer is yes, but the nuanced one would be that it\u2019s an apples-to-oranges comparison. \u200d\u2640\ufe0fWith the advent of the internet economy, the definition of small and medium enterprises (SMEs) has evolved to become a dynamic one. Out-of-the-box business models and organisation structures all now fit into the expanding definition. It\u2019s only natural that the financial services industry has developed in a similar fashion.SMEs are a BIG market opportunity. We won\u2019t bore you with the numbers you\u2019ve already read a thousand times \u2013 90% of businesses and 50% of employment worldwide; you know the drill. What we instead want you to pay close attention to is just how extensive the SME finance opportunity is and how FinTech is writing a new chapter in the story.(Having said that, we at WhiteSight believe in the recognition of new players in the space and are always on the lookout for FinTech trailblazers. If you\u2019re an SME FinTech, reach out to us at hello@whitesight.net, or comment below [&hellip;] \t\t<div class=\"woocommerce\">\n\t\t\t<div class=\"woocommerce-info wc-memberships-restriction-message wc-memberships-message wc-memberships-content-restricted-message\">\n\t\t\t\tThis post is only available to members.\t\t    <\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p><span class=\"rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\"><\/span> <span class=\"rt-time\">5<\/span> <span class=\"rt-label rt-postfix\">mins read<\/span><\/span> When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. Where do early-stage startups, e-commerce merchants or online creators fit in that picture? Aren\u2019t they also SMEs? The simple answer is yes, but the nuanced one would be that it\u2019s an apples-to-oranges comparison. \u200d\u2640\ufe0fWith the advent of the internet economy, the definition of small and medium enterprises (SMEs) has evolved to become a dynamic one. Out-of-the-box business models and organisation structures all now fit into the expanding definition. It\u2019s only natural that the financial services industry has developed in a similar fashion.SMEs are a BIG market opportunity. We won\u2019t bore you with the numbers you\u2019ve already read a thousand times \u2013 90% of businesses and 50% of employment worldwide; you know the drill. What we instead want you to pay close attention to is just how extensive the SME finance opportunity is and how FinTech is writing a new chapter in the story.(Having said that, we at WhiteSight believe in the recognition of new players in the space and are always on the lookout for FinTech trailblazers. If you\u2019re an SME FinTech, reach out to us at hello@whitesight.net, or comment below [&hellip;] \t\t<\/p>\n<div class=\"woocommerce\">\n<div class=\"woocommerce-info wc-memberships-restriction-message wc-memberships-message wc-memberships-content-restricted-message\">\n\t\t\t\tThis post is only available to members.\t\t    <\/div>\n<\/p><\/div>\n","protected":false},"author":8,"featured_media":3849,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88,107],"tags":[113,111,122],"hashtags":[],"class_list":["post-1395","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights","category-sme-finance","tag-global","tag-market-map","tag-segment-study","membership-content","access-restricted"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The FinTech Unbundling of SME Finance - WhiteSight<\/title>\n<meta name=\"description\" content=\"When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. Where do early-stage startups, e-commerce merchants or online creators fit in that picture? Aren\u2019t they also SMEs? The simple answer is yes, but the nuanced one would be that it\u2019s an apples-to-oranges comparison. \u200d\u2640\ufe0f\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The FinTech Unbundling of SME Finance - WhiteSight\" \/>\n<meta property=\"og:description\" content=\"When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. Where do early-stage startups, e-commerce merchants or online creators fit in that picture? Aren\u2019t they also SMEs? The simple answer is yes, but the nuanced one would be that it\u2019s an apples-to-oranges comparison. \u200d\u2640\ufe0f\" \/>\n<meta property=\"og:url\" content=\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\" \/>\n<meta property=\"og:site_name\" content=\"WhiteSight\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-21T11:36:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-19T11:41:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/qistaging.com\/whitesight\/wp-content\/uploads\/2022\/11\/The-FinTech-Unbundling-of-SME-Finance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sanjeev Kumar&nbsp;and&nbsp;Afshan Dadan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@WhiteSight_\" \/>\n<meta name=\"twitter:site\" content=\"@WhiteSight_\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sanjeev Kumar&nbsp;and&nbsp;Afshan Dadan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\"},\"author\":{\"name\":\"Sanjeev Kumar&nbsp;and&nbsp;Afshan Dadan\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/#\/schema\/person\/b60d017fd16c9a8f3949fb111e7a9054\"},\"headline\":\"The FinTech Unbundling of SME Finance\",\"datePublished\":\"2022-11-21T11:36:25+00:00\",\"dateModified\":\"2023-07-19T11:41:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\"},\"wordCount\":1274,\"publisher\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/#organization\"},\"keywords\":[\"Global\",\"Market Map\",\"Segment Study\"],\"articleSection\":[\"Insights\",\"SME Finance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\",\"url\":\"https:\/\/qistaging.com\/whitesight\/the-fintech-unbundling-of-sme-finance\/\",\"name\":\"The FinTech Unbundling of SME Finance - WhiteSight\",\"isPartOf\":{\"@id\":\"https:\/\/qistaging.com\/whitesight\/#website\"},\"datePublished\":\"2022-11-21T11:36:25+00:00\",\"dateModified\":\"2023-07-19T11:41:58+00:00\",\"description\":\"When you read the word SME, you may be used to associating it with a traditionally analogue, offline business. 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